Where you land if nothing changes.
Most reports show where you stand today. This one projects forward: the day your care minutes quarter becomes unrecoverable, the claims that hit the NDIS 90-day wall, and your last safe restrictive practice lodgement dates. Your numbers stay in your browser; nothing is stored.
The point of no return
Every home must deliver an average 215 care minutes per resident per day, 44 from a registered nurse, with each home's exact target set by its funding mix. Miss the quarter and the care minutes supplement is at risk; since April 2026 metro homes lose part of it. There is a day in every under-target quarter after which no realistic roster can save the average. This finds yours.
Your quarter
From your care minutes report or master roster reconciliation.
Your best sustained week is a good guide.
Used only to show what is at stake. Leave as is for an illustrative figure.
How we worked this out
The 90-day wall
From 1 December 2026, NDIS claims must be lodged within 90 days of the support being delivered, down from two years. The NDIA can also ask you to substantiate any claim, with 14 business days to respond before it is not paid. Old claims stop being money you will eventually get around to, and start being money with an expiry date.
Your claiming pattern
Ballpark is fine. Used only to show what is riding on the backlog.
How we worked this out
Last safe lodgement
Every restrictive practice authorisation has an expiry date, and every state authoriser has a turnaround time. Work backwards and each authorisation has a last safe day to lodge the renewal. After expiry, every single use becomes a reportable incident, notified to the NDIS Commission within five business days, or 24 hours if it caused harm.
Your next three expiries
Eight separate state and territory regimes; use your slowest recent renewal.
Lodge by these dates
How we worked this out
Take your projection with you
Save a one-page PDF of your inputs and where they land: the point of no return, the claims margin, the lodgement dates. Useful for the next quality meeting; sharper than "we think we are behind".
This is the kind of work we are looking to hand to agents: the same projection, against your live systems instead of six numbers typed into a page, with your people approving what happens next. If the projection made you sit forward, the 20-minute call is the next step.
Save your projection
Enter your work email and we'll unlock the PDF summary of the numbers you have on screen.
Your projection is ready
Tap below and choose "Save as PDF" in the print dialog. It captures the numbers exactly as they are on screen now.
Save my projection (PDF) →Where You Land is a modelling aid based on published rules at July 2026: the 215/44 care minutes targets and the supplement reduction for metro homes from April 2026, the 90-day claim lodgement limit commencing 1 December 2026, the 14-business-day substantiation window, and state restrictive practice authorisation regimes. It is not legal, financial or compliance advice, and your funding contracts and state rules may vary. Calculations run in your browser; your inputs are not transmitted or stored.